The first Business Before Hours of the new year, sponsored by First United Trust & Investments is scheduled for Tuesday, January 15 at 8 am at Dutch's at Silver Tree. The topic will be an Economic Update with guest speaker Raymond E. Owens, III, Research Advisor and Senior Economist at the Richmond Federal Reserve Bank.
Ray has been on the Research staff at the Richmond Federal Bank since 1983. He has headed the Bank's Regional Economics section and currently serves as a research advisor and senior economist as well as a member of the Bank's monetary policy group. Ray focuses on analyzing national and regional economic conditions.
In an effort to avoid the "fiscal cliff", significant changes to federal taxes and federal government spending are being made that impact all of us. Come find out what to expect in the new year and how our economy is expected to fare post fiscal cliff. This could be the most important program you attend to help plan your business activities for the new year.

Date and Time
Tuesday Jan 15, 2013
8:00 AM - 9:30 AM EST
Tuesday, January 15th, 2013
8:00 am with breakfast and networking, followed by the program starting at 8:30 am and ending at 9:30 am.
Location
Dutch's at Silver Tree
567 Glendale Road
Oakland, MD 21550
Fees/Admission
Members - $15 in advance or $20 at the door
Non-Members - $30
Contact Information
301-387-6171
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